A rancher applied for a loan at a bank. "How much do you want to borrow?" asked the loan interviewer.

"Twenty-five thousand dollars."

"All right, but you'll have to show security. How many bulls do you have on your ranch?"

"Two hundred."

"That should be enough security. The loan is approved."

Several months later the rancher returned to the bank to repay the loan.

"Here's your money," he declared, peeling off bills from a huge bankroll.

"Well, sir, let me congratulate you on your sudden prosperity," said the interviewer, eyeing the bankroll. "And for safety's sake, may I suggest you deposit that extra money in our bank?"

Staring at him coldly, the rancher asked, "How many bulls do YOU have?"